According to a famous Chinese proverb, the best time to plant a tree was 20 years ago and the second best time is now. If you have not done something that you were supposed to do a long time back, then its better that you start doing it now.

How often do we think about the value of time? Its worth is much more than most of us realize in our lives. In order to understand lets imagine that there is a bank which deposits Rs 86400 in our account each morning but it carries over no balance from one day to the other. So every morning it deletes whatever balance is left in our account from the previous day. What should we do under these circumstances? Obviously we should withdraw the entire amount every day.

Each one of us has such a bank called TIME. Every morning it credits 86400 seconds in our account and whatever we fail to invest for a useful cause is written off every night. If we fail to use these deposits, obviously the loss is ours. So we must depend on these deposits to , happiness and success.